Structured Deposit
Speaking Up
Structured deposits are cash based, fixed term deposits where the return of capital at maturity is not dependent on the performance of the underlying(s). Please take a look at our current range of deposit solutions which are open for subscription. A Structured Deposit is the combination of a deposit and an investment product. The returns on a Structured Deposit may depend on the performance of the underlying investment product - market indices, equities, commodities, interest rates, fixed-income securities, foreign exchange rates, or a combination of these. Structured investments involve a variety of risks. Structured investments may be linked to a wide variety of underlying assets, and each underlying asset will have its own unique set of risks and considerations. For example, some underlying assets have significantly higher volatility than others. Structured investments are typically originated and offered by investment banks and come in a variety of forms, the most common being senior unse-cured notes of the issuer. They can also come in the form of CD bank deposits, and their principal (but not unrealized gains) is insured up to applicable limits by the Federal Deposit Insurance Corp. Structured Deposits In recent years, a relatively low interest rate environment has encouraged savers and investors to examine alternative investment products in search of more attractive returns than are generally available from fixed-term interest-bearing deposits.
Structured Deposit Note
Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.
Disclaimer
Structured Deposit Research
Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.