Documents

• Passport-size photograph
• Aadhaar card
• Passport
• Voter’s Identity Card (Election Card)

• Passport-size photograph
• Aadhaar card
• Passport
• Voter’s Identity Card (Election Card)
• Permanent and valid driving license with photograph.
• Job Card issued by NREGA duly signed by an officer of the State Government.
• If you have a PAN card, it is mandatory to provide it when opening your account.
• Note that your PAN card proves who you are (identity) but does not carry your address. With your PAN card, you can book deposits greater than Rs 50000, buy and sell mutual funds and shares, and do a lot more. Your PAN assures us that your transactions are income-tax compliant.

1. HDFC Bank SavingsMax account helps you save big up to Rs. 12,500 every year. If you are a savings account holder, you can receive a total insurance cover of up to Rs. You will also get a free.
2. For instance, HDFC Bank and ICICI Bank offer 3 per cent to 3.5 per cent interest, the State Bank of India (SBI) and Bank of Baroda offer 2.70 per cent and 2.75 per cent interest respectively on.

Get accurate address, phone no, timings & nearby Branches/ATM's of HDFC Bank, Sangamner, Sangamner. Connect with us at +xx. HDFC Bank offers home loans on behalf of HDFC Ltd. HDFC home loan interest rate is 6.80% p.a. Onwards with EMIs starting from ₹652/lac. The bank finances up to 90% of the property value, which you can repay over a flexible tenure of up to 30 years. It starts earning interest on your money as soon as it is deposited. The interest rate is decided solely by the bank and changes from time to time. Regular interest depends upon the balance of the savings.

A Savings Account is very beneficial with multiple advantages as detailed below:

(1) Earns Interest on your Savings

This is the first and foremost benefit of opening a savings account. It starts earning interest on your money as soon as it is deposited. The interest rate is decided solely by the bank and changes from time to time. Regular interest depends upon the balance of the savings account.

Interest rate in savings account ranges from 3.5% to 7%.

(2) Provides Security of Funds

There is no risk involved in your savings account. It is considered as one of the safest investment alternatives. It even offers you the opportunity to put your money into another investment whenever the time comes.

(3) No Lock-in Period

There is no lock-in period under savings account which means that you can withdraw your deposits anytime you need. There is no need to keep your money in this account for any specific period. You have full flexibility in withdrawal of amount from it.

(4) Offers Liquidity

You can withdraw the amount anytime 24X7 with the use of ATM card or debit card from your account during any emergency even when the bank is closed. In fact, being able to access your money when you need it, is one of the biggest benefit of having a savings account.

(5) Availability of Variety of Savings Account

Many banks offer comprehensive range of savings accounts from regular to premium suiting to your personal banking needs. There are different types of savings accounts offered by various banks that differ based on the interest rates and duration of time commitments. You can choose any of them which suits your financial objectives and requirements.

(6) Services of Customer Relation Manager

Now-a-days many of the banks engage a Customer Relation Manager (CRM) who will help not only solve your queries but also assist you in tax saving, investment, mutual fund schemes, insurance, bank procedures, etc. You need to just call your CRM and he/ she will assist you solve your problem.

(7) Online Banking Facilities

If you maintain a savings account, you can make many transactions online also such as payment of bills, fund transfers using RTGS/ NEFT or IMPS, etc. This will save your time and efforts.

(8) Provides ATM/ Debit Card

Hdfc Bank Nre Savings Account Interest Rate

You will be offered a debit or ATM card with a nominal charge or without any charges, as offered by your bank. With the help of this card, you can withdraw the funds, make transactions in shops, make payments of bills, etc.

(9) Helps you Get Credit or Loan

The relation you maintain with the bank will help you in getting credits from the bank such as home loan, personal loan. You will also be in a position to negotiate with the banker on the interest rates.

(10) No Cap on Deposits

There is no limit on the amount deposited and number of times it is deposited.

(11) Facility to link Loan EMIs, Mutual Fund SIPs or RD deductions

Hdfc Bank Savings Account Interest Rate Calculator

You get a facility to link your monthly loan EMIs, Mutual Fund SIPs or RD deductions through the savings bank account.

(12) Free Mobile App

Most of the banks provide their mobile app for free. Through this app, you can get to know your account balance, check your statement, make transactions, easy transfer of money, etc.