• Best Fixed Rate Savings Accounts For 2 Years
• Best Savings Interest Rates Uk
• Best Fixed Rate Savings Accounts For 5 Years
• Best Fixed Rate Savings Accounts Monthly Interest

Guide to fixed-rate bonds

Banks and building societies want you to invest your cash in their savings accounts, which is why they pay you interest.

Culled from our weekly rate research on more than 200 banks and credit unions that offer nationwide savings accounts, even the 10th-best rate on the list pays 0.60% APY. Best High-Yield Savings. Fixed-rate bond comparisons are provided by Runpath Regulated Services 1 Compare top fixed-rate bond accounts and rates from multiple providers; Our forms help you review key product features before committing to an option; Consider fixed-rate ISAs, and read our guide to help make best use of your savings. If you decide you do want a longer fix, Oxbury and Cynergy Bank offer the joint-top rate of 0.9% on their three-year fixed accounts, while Shawbrook Bank and UBL offer the joint-top rate of 1.25% on their five-year fixed rate options. Meanwhile, there are one-year fixed-rate accounts paying more than 1% that offer a monthly interest option. Aldermore Bank’s One-Year Fixed-Rate Savings Account pays 1.25% monthly interest.

But with a normal, easy-access account the bank or building society doesn't have any security - you can withdraw your money whenever you like.

That's why they're happy to pay a little bit more to savers using fixed-rate bonds.

Best Fixed Rate Savings Accounts For 2 Years

These are accounts where you agree in advance not to touch your cash for a set time, typically between six months and five years.

Best Savings Interest Rates Uk

In return for your money for a guaranteed time, the account provider guarantees you a fixed rate of interest.

That means that, whether rates fall or rise elsewhere, you'll continue to get the amount you agreed.

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Best Fixed Rate Savings Accounts For 5 Years

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Best Fixed Rate Savings Accounts Monthly Interest

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